The bill creates the "Health Care Insurance Navigator Registration Act" that requires a person acting as a health care insurance navigator (navigator) to register with the division of registrations (division) within the department of regulatory agencies. In order for a person to act or hold himself or herself out as a navigator, the bill requires the person to meet the following requirements:
- Submission of an application and fees as required by the director of the division (director);
- Completion of a high school diploma or general equivalency diploma;
- Completion of federally required training; and
- A determination that the person has not been convicted of a felony offense or a misdemeanor offense involving fraud or dishonesty as determined by federal and state criminal history record checks.
The bill requires the applicant for registration to submit his or her fingerprints to the Colorado bureau of investigation (CBI) and the CBI to forward the results of the background checks to the director. The bill allows the director to deny, suspend, or revoke the registration of a person if certain circumstances apply.
The bill requires an employer of a navigator to report to the director any event that results in the unauthorized release of a consumer's personally identifiable information. The director is required to annually report this information to the speaker of the house of representatives and president of the senate.
The bill allows persons who are acting as navigators at the time registration is required a 90-day period to register with the director.
The registration requirement is repealed, effective in 2024, subject to review by the department of regulatory agencies.